Everything this covers.
On-roof impact survey
Chalk-marked bruise mapping across every roof plane, dated and photographed.
Granule-loss documentation
Gutter and downspout deposits measured and photographed: the evidence adjusters look for.
Collateral damage sweep
Gutters, vents, flashing, screens, decks, and siding: the dents that corroborate the roof findings.
Class 4 replacement
Impact-resistant shingles rated for the next storm. May qualify for an insurance discount, depending on your carrier and policy.
Claim documentation & contractor support
When storm damage warrants a claim, we document the damage, provide the construction scope, meet with your adjuster when appropriate, and provide supporting information for legitimate items missing from the carrier's initial estimate.
The High Grade Standard™
Complete tear-off, deck inspection, proper flashing and ventilation, manufacturer-spec installation, property protection, documented final inspection and thorough cleanup.
When insurance is involved.
Coverage and claim decisions are determined by your policy and insurance carrier. Our role is to provide clear, thorough documentation of the roof and property conditions so the carrier has the information needed to evaluate the loss.
How claims work →Asked about
hail damage.
How big does hail need to be to damage a roof?
Anything over about an inch can bruise an asphalt mat. If you saw hail and there are crews on your neighbors' roofs, get inspected. It's free and the report is yours either way.
The storm was months ago. Is it too late?
Most carriers allow up to 12 months to file. We pair your inspection with date-stamped storm data that ties the damage to a specific mapped hail event.
What if my claim gets denied?
Re-inspections are free, and properly documented granule-loss and impact evidence frequently changes the outcome. The decision always rests with your carrier. Our job is to make sure they're looking at everything.
Not sure what your roof needs? Start with information.
CHGR Roof Assessment Report™: prepared before we arrive. Verified on your roof. Reviewed with you. Yours to keep.