Claim decisions are made solely by your insurance carrier. No contractor can guarantee an approval, and you should walk away from any who does.
Signs your roof took
a hit you can't see.
Hail damage rarely looks dramatic from the ground. The worst cases (bruised mat, cracked granule fields, compromised seals) are invisible without an on-roof inspection.
Granule loss in gutters
Coarse, dark sand-like deposits at downspout exits. That's your shingle's UV protection.
Soft spots on shingles
Bruises that feel like a cantaloupe when pressed. Visible only on the roof.
Cracked or split shingles
Wind & hail combine to fracture the mat. Often along ridges.
Damaged metal accessories
Vents, flashing, and gutter guards dent visibly. Strong claim indicator.
Exactly what we handle, so you don't have to.
Inspection & documentation
Satellite + ladder inspection, full photo report with chalk-marked impacts, dated and addressed. Your packet to keep.
Claim preparation & scope
When filing a claim is appropriate, we help you understand the process and prepare detailed documentation and a construction scope for the covered repairs.
Adjuster meeting
When appropriate, we meet the adjuster on-site so observed roof and property conditions can be reviewed together.
Supplement & documentation
If legitimate repair items are missing from the carrier's initial scope, we document them and submit the supporting construction information for consideration. Our supplement writers have a combined 20+ years as independent insurance adjusters.
Material & build
Once approved, we order materials, schedule install, and complete tear-off, reroof and cleanup.
Final invoicing & RCV
We invoice and document the completed work for the depreciation release. One clean handoff back to you when the job is done.
Hail doesn't stop
at the roofline.
Hail that bruises a roof also dents gutters, cracks siding, and pits window cladding. When a storm affects more than the roof, we assess and coordinate restoration of the entire property under one general contractor: one scope, one schedule, one clean handoff.
Roof
The anchor of the restoration: documented, scoped, and built to The High Grade Standard™.
Gutters & downspouts
Hail-damaged gutters, guards, and downspouts may be included in a covered storm-loss scope; we document the damage along with the rest of the property.
Siding
Cracked vinyl and LP siding documented elevation by elevation.
Windows & exterior doors
Broken seals, cracked glazing, hail-pitted cladding and screens, and damaged exterior doors.
Window & door trim
Dented and split trim recorded opening by opening: the detail most scopes miss.
Fascia & soffit
Chewed fascia and soffit repaired properly before anything new is hung.
Decks & exterior finishes
Split deck boards, damaged railings, and stain or paint damage from driven hail.
Fencing
Where applicable: hail- and wind-damaged fencing documented and restored with the rest of the property.
Interior water damage
Ceiling staining, insulation, and drywall repair from storm-created openings.
What homeowners ask us first.
Will filing a claim raise my premium?
In Colorado, hail and wind claims are weather-related and generally do not increase premiums. State law limits non-renewal for single weather claims.
What if my claim is denied?
Re-inspections are free, and properly documented damage frequently changes the outcome. Claim decisions are made solely by your carrier. Our job is making sure they decide on complete evidence.
Do I have to use my insurance company's recommended contractor?
No. Colorado law (SB-38) gives you the right to choose any licensed contractor.
How long do I have to file after a storm?
Most carriers require filing within 12 months. Sooner is always better, since damage compounds.
What does the inspection cost?
$0. Assessment report, inspection, and damage documentation are always free. You owe us nothing if there's no claim.